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Give your loved ones a hug
osage outlaw:
Glad to hear they weren't any major injuries. How does the insurance handle that type of accident? As a farmer do you have coverage for when you drive on the road? Was the combine driver responsible for the wreck? Your post made me curious about how all of that works.
Pat B:
Glad your wife and daughter are OK, sorry your wife was injured but it could have been worse. Thankfully it wasn't.
I live in a farming community and deal with farm equipment on the road quite often.
Hawkdancer:
Glad to hear your wife and daughter are all right! That could have been a lot worse! Hopefully, both will recover without any repercussions! She will likely need a new truck, though! Heck of a way to start the holidays!
Hawkdancer
bjrogg:
Clint Michigan is a no fault state. Every vehicle has a policy. Each policy pays its holder. Then from what I understand they sue each other for their expenses if there is a obvious faulty operator. It gets strange when our adult daughter is or similar rider is in our vehicle. If they are adult and not living with us they are covered under their vehicle insurance for medical. If they don't live with you and don't have their vehicle they are covered under vehicle insurance of their roommate if they have one. If they or their roommates don't have vehicle it goes back to policy of vehicle that was involved and they were passengers in. Kinda strange but it's supposed to avoid waiting for court and long drawn out battle to get compensation.
We do have insurance on all our equipment. Liability insurance at minimum. I really don't know how that all works. Fortunately we've never had to use it.
Thanks Pat. It is especially bad when the the days are long and the nights are longer.
Yes Jerry the insurance company said it is totaled. Dang just finished paying it off and it was a good vehicle. Glad we didn't have to get this one fixed though.
Bjrogg
Swampman:
I am sorry to hear this happened BJ. I am glad no one was more seriously injured. Broken ribs are bad enough. I bruised my ribs once and I was a big baby. Your wife sounds much tougher than me. Happy holidays.
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